📜 Terms of Service

Last updated: January 2026

1. Acceptance of Terms

Welcome to OneGlobalOffice.com. By accessing or using our website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Description of Service

OneGlobalOffice provides free online calculators for financial and health purposes, including but not limited to:

All calculators are provided free of charge and are supported by advertising revenue from Google AdSense.

3. Disclaimer of Warranties

⚠️ Important: The information and calculations provided by our tools are for educational and informational purposes only and should not be considered professional financial, medical, or legal advice.

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT:

4. Limitation of Liability

IN NO EVENT SHALL ONEGLOBALOFFICE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES. This includes, but is not limited to:

5. User Responsibilities

By using our services, you agree to:

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of OneGlobalOffice and protected by intellectual property laws. You may:

7. Third-Party Advertisements

Our website displays advertisements through Google AdSense. We do not control or endorse the content of advertisements. Third-party advertisers may use cookies to serve personalized ads. You can opt out of personalized advertising by visiting Google Ads Settings.

8. Affiliate Links

Some links on our website may be affiliate links. If you make a purchase through these links, we may earn a commission at no extra cost to you. This does not affect our editorial content or calculator accuracy. See our Affiliate Disclosure for more information.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the services after any changes constitutes acceptance of the new terms.

10. Termination

We may terminate or suspend access to our services immediately, without prior notice, for any reason, including breach of these Terms.

11. Governing Law

These Terms shall be governed by the laws of the United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of the applicable jurisdiction.

12. Contact Information

For questions about these Terms of Service, please contact us: